Friday, August 10, 2012

Lenddo - a helping hand in times of financial need

Finally the rain has stopped. We can now thank the Lord that the rains and floods will subside in our country and that finally we can move forward after this. I look around at the internet and see the photos of houses and businesses destroyed or ruined by the flood. Families with ruined appliances and houses ravaged by the flood or in dire need of repair. Definitely the next challenge that most of us have to face after this tragedy is to rebuild and refurnish. Unfortunately for most of the middle and lower class sector, many would need to raise money to accomplish this. 

This is where Lenddo, the world's first online platform that empowers the emerging middle class by giving access to financial services such as debt consolidation, business loans, or cash loans. All you have to do is build up your reputation and credibility through your social networks like Facebook or Twitter to apply for a loan. There is NO COST to join Lenddo and get business loans or cash loans. 

Lenddo would be perfect for those who really need a helping hand in this time of need especially after the deluge of the monsoon rains. By becoming a member of Lendo, those affected by the flood can get Lenddo loans for medical emergencies and home improvement. Lenddo loans can also help in terms of education or business loans. Wanna know how much you can get on a cash loan? Try out the Lenddo Personal Loans Calculator on the homepage of the website to try out an estimated monthly loan payment. The first loan you can get is based on your monthly salary.That is why you must be employed and have a bank account in order to get a Lenddo loan. Lenddo is an easy and paperless way of getting a loan. Follow these steps in order to get your Lenddo loan:


1. Go to www.lendo.com.ph and click the Apply Now button.
2. Fill up the information with your complete name, email address, password, gender, birthday, and mobile number.

Check out my Lenddo Profile here.
Click LOANS to find out if you can get a loan already.
3. Once filled up, you will then land on Lenddo's dashboard. Then go click the LOANS tab. There you will see the requirements needed to get a loan. The first requirement to get a cash loan is to raise your Lenddo score to at least 400 points. This is the part where Facebook, Google, Twitter, Yahoo, and even Linkedin can help you. You will have to start linking your accounts to Lenddo to build up your credibility and your Lenddo score. That is why it is important for you to be transparent, to be honest, and to be engaged. The more social network accounts you link to Lenddo, then all the more will your Lenddo score increase.

My Lenddo Profile - I got score of 600!
I linked my Facebook, Yahoo, Gmail, and LinkedIn accounts to increase my score!

4. Then BUILD up your trusted network. Invite your family, co-workers, or friends to join Lenddo and get a Lenddo score of 400 as well. Inviting these people helps increase your Lenddo score and also fulfills the requirement of getting a trusted network for your Loan. A trusted network simply means that these people will vouch for your and you can also vouch for them. Just be reminded that these people that you add to your trusted network are people whom you can really trust. Don't worry, they won't be asked to be your co-signor. For clarifications and more information about this, kindly visit the Lenddo FAQ Section. Or better yet, check out this slideshare that will give you a picture how Lenddo works.

Lenddo from Lenddo

I know this sounds too good to be true especially for those who need money or to get a loan at a short amount of time. I too was skeptical at first, but then I checked out the Lenddo Facebook account. I also read the testimonials given by people who have already tried Lenddo out.


Too good to be true? Well, that's what one of them said but it happened and it worked. I for one haven't tried getting a loan yet at Lenddo. I'd probably get a loan here one day when the time comes when I need a cash loan asap. Maybe Lenddo could improve further in their security and assurances that the information shared to them will be kept absolutely secure. Imparting such information makes me uncomfortable. I've been taught to be very cautious on what information I should be wary on sharing online. Though I understand that Lenddo needs a lot of information about us--that we be transparent to them as much as possible so that they will also be assured that we will uphold the other end of the loan which is paying them back. So as a reminder, make sure that when you take a Lenddo loan, you are absolutely certain that you can pay them back else they will take legal actions if payment is not made. 

Still this has not deterred others to get a loan. Some have even took a second loan. Wouldn't it be great to get to access this kind of financial service as well? One huge factor for me joining and getting a Lenddo loan is the fact that it is FREE plus you don't need a guarantor to get a loan! In the previous school that I worked for, I had to get a guarantor to get any kind of loan at the school coop. I wasn't too thrilled with that coz in return, I had to guarantee the person who guaranteed me. Since I was a new teacher, I didn't know my co-teachers that much during that time so I wasn't confident enough in guaranteeing them that they'd pay up. I had to forego in getting a loan and so I didn't push through with my plan on taking up my Master's degree during that time. So I'm glad Lenddo is now providing these kinds of services to people who need it for debt consolidation, personal loans, and business loans. I'm sure it would be a big help to all especially now after what happened during the flood this week.

So what do you think Coffeeholics? Wanna check this out? Well, if you are in dire need of cash why not eh? Just remember to be smart, be aware, and be responsible especially in your financial obligations and transactions. Lenddo can help you especially if you do your part.


Thursday, August 9, 2012

Food Diary - The Country Style Now Available at Trinoma

Hey coffeeholics! The sun is shining again. HOOOORAY! I'm so happy to see the sun. Let us continue on praying for good weather. Anyway, just wanna share one of my "finds" for the Food Diary section of Brew of the Day. Let me all reintroduce you to one of my favorite donut/pasta/pastry store - the COUNTRY STYLE.


I was on my way to meet JEN (shopgirljen.blogpsot.com) at Trinoma one day and we agreed to meet up at Landmark's Foodcourt near the grocery. So I hopped on the escalator and as I was going down, I was greeted by a pleasant surprise. The COUNTRY STYLE  is now here and available at Trinoma! YAY!



I've always been a fan of Country Style's pastries. I can still remember always buying from them during my college days. They used to have a stall at SM City North Edsa and I remember waiting until cut off ng closing coz its Buy 1 Take 1! hehe. 

The crullers got to be my favorite! I totally love the choco walnut cruller. 
The choco walnut cruller is the one at the very back.. the brown one. hehe.





Also my favorite Country Style donut has got to be the "Tiger Paw" donut! Its called Tiger paw coz it is shaped like one. I don't reminder if it was cinnamon but I do remember it was sweet, a bit gooey and caramelized, and yummy. :P Unfortunately it wasn't available when I visited their stand.
Triple Choco Boom is also a favorite. My sister would always beg me to bring home one as a pasalubong! What I really love about their donuts and pastry is that it is not too sweet and tasted just right. I love the texture of their donuts which is not too airy but just enough to fill your tummy. 
Yum yum!
  


One of my favorite Country Style branches used to be at West Avenue. 
They served past and breakfast meals - my favorite meal of the day!
I remember always buying their bagel and egg sandwich. They'd sprinkle it with pepper and put on some butter and its definitely a winner for me. I ordered one that day but sadly the eggs aint that fluffy and yummy like they used to be. :( such a disappointment. It cost me P100 (used to be P60 or P70 back then around 2004 or 2005) so it was kinda sad that I wasn't happy when I finished my meal. I hope their other breakfast or pasta meals are better.

wanna try this one out!
I didn't buy any donuts that day but I surely will next time I drop by Trinoma Landmark Foodcourt. 
So coffeeholics, are you familiar with The Country Style? What's your favorite donut? Or do you prefer another brand? Let me know your thoughts. Share share share! Mwah!


Tuesday, August 7, 2012

RELIEF PH: Help Flooded Victims of Monsoon Rains

Found this on FACEBOOK.
The 08/07/12 Rainfall is now more than Ondoy's.
And to think its not even a Typhoon.
Hi Coffeeholics. How are you guys? Its been raining constantly for several days already. Classes and work has been suspended due to the floods and rain. I hope and pray that all of you are safe and sound and dry in your own homes. I am one of the blessed people who live in a place where there aren't any flood so our whole family is snugly safe at home. Still our hearts go out to our kababayans who are stranded and whose houses are flooded. Our prayers are with you all.




I've been blog hopping throughout the day and stayed in tune on twitter, fb, and the news with whats happening and I decided to compile information on what we can do for our kababayans right now like donation centers or locations. If you are on twitter the best way to check is by searching #ReliefPH.   


DONATION CENTERS
UPDATE: Please make sure that the place you are donating your items to are GENUINE. Unfortunately there are people who will take advantage of all this generosity. But there's still good news. I just read on twitter that and ANONYMOUS PERSON donated a WHOLE TRUCK OF RICE (bigas). Hearing such things.. giving out whether big or small really is heartwarming. Truly it is in the face of trials and difficulties we all learn to work together. God bless you guys! 

Here is the list:

DONATION CENTERS:


1. VINZON'S HALL, UP Diliman. 

Those living in UP, Vinzon's Hall is the most convenient place for your donations and relief efforts. Let's go! :) 

2. CHA DAO TEA PLACE (Katipunan, Don Antonio, Kapitolyo, UP Village, Paranaque)




 gives back! Bring donations & get FREE milk tea! LET'S NOT LET THE RAIN STOP US FR GIVING! Pls RT 

3. MOONLEAF TEA SHOP, Maginhawa. (and the other branches na din)

You may drop off donations starting tomorrow at Moonleaf Tea Shop Maginhawa, thank you!
4. MAIN HALL, Barangay Payatas, Bulacan St.
WE ARE STILL WAITING FOR RESPONSE AS OF THIS TIME...WE BADLY NEED HELP FOR PAYATAS EVACUEES! FOOD,CLOTHES, BLANKET,BANIG,INFANT MILK,MILK FOR KIDS 2-5 YEARS OLD and medicines..We have 5 centers  WE NEED HELP! drop of center Main Hall Barangay Payatas Bulacan St. #09182208205 PLS.RT AND HELP! #ReliefPH

5. MCDONALD's Stores Metro Manila


McDonald's stores open in Metro Manila are now accepting donations in kind (rice, noodles, canned goods, etc.) for flood victims. 

6. COLEGIO SAN AGUSTIN (CSA) - Makati

PLS RT Colegio San Agustin - Makati will be accepting donations tom 8:30!   


7. TRINITY UNIVERSITY OF ASIA High School Campus

The Trinity University of Asia-High School campus is open for evacuees. If you can, send clothes, food and water. 

8. SAN JUAN GYM (evacuation center) behind the San Juan City Hall
RT Stefano Panlilio Lin:  San Juan Red Cross needs lots of cooked rice to compliment the dishes/viands donated for San Juan Evacuation Center located in the gym behind the San Juan City Hall. Uncooked rice also welcome, but they need a place to cook rice donations. Plastic utensils/sporks, paper plates and drinks donation also welcome. If interested to help, please get in touch with Stef at 0917-5648112.

9. AYALA MALLS, Concierge Booths

 All Ayala Malls are now accepting donations for flood victims. These may be turned over to concierge booths in all our malls.


10. ATENEO LAW STUDENT COUNCIL
 : The Ateneo Law Student Council is accepting donations. Please contact Bang (09274515169)/Cokie (09178145954)


11. DILIMAN PREPARATORY SCHOOL at Commonwealth Ave.
 please include in your list Diliman Preparatory School. Priority: Bottled water, clothes & instant noodles 

12. VICTORY CHRISTIAN FELLOWSHIP (http://victory.org.ph/article/join-us-in-our-relief-efforts/)

Victory Ortigas has begun accepting donations at its Victory Center on the fourth level of the West Wing, Robinson’s Galleria, from 10am to 8pm.

Starting tomorrow, August 8, until Sunday, August 12, from 10am to 6pm, Victory Alabang will accept donations at the Victory Alabang Center in Festival Mall.

Starting August 8, Victory Fort Bonifacio will accept donations of food and bottled water at the ground floor of the Every Nation Building, University Parkway corner 32nd Avenue, Bonifacio Global City, Taguig. Victory Fort will also accept cash and check donations.

Also, weather permitting, Victory Makati will accept relief donations of clothes, blankets, ready to eat food, and bottled water at the Victory Makati Office, Ground Floor, LPL Center Bldg, 130 LP Leviste St. Salcedo Village, Makati City.


For particulars, please call 771-1212 (Victory Alabang), 631-1212 (Victory Ortigas), 817-1212 (Victory Fort), or 519-1212 (Victory Makati).

13. THE SPA branches

If you have clothes that you don't use anymore or extra canned goods/food that you can share, you may drop it off at our branches.


14. BIOESSENCE branches

Donations will be accepted at all our clinics. No amount is too small, no object is not good. 


15. The Coffee Bean and Tea Leaf branches for NON CASH DONATIONS

16. LBC BRANCHES

LBC is now accepting donations. All donations will be directly turned over to the Philippine Red Cross. 



MONETARY DONATIONS:


1. REDCROSS (www.redcross.com.ph).  

Donate through MULTIPLY. Click HERE.
Donate through PAYPAL. Click HERE.
Donate through SMS and G-Cash
SMS
Text RED<space>AMOUNT to 2899 (Globe) or 4143 (Smart)
G-Cash
Text DONATE<space>AMOUNT<space>4-digit M-PIN<space>REDCROSS to 2882
You can donate the following denominations:
Globe: 5, 25, 100, 300, 500 or 1000
Smart: 10, 25, 50, 100, 300, 500 or 1000

2. GAWAD KALINGA (www.gk1world.org). Click HERE to donate.

To those who can't join us in our relief ops, you can donate online. It only costs P230.00/food pack. Click: 

3. SAGIP KAPAMILYA To know how to deposit donations click HERE.
You may donate cash or cheque at ABS-CBN Foundation, Inc.
Mother Ignacia Avenue corner E. Lopez St. Brgy. South Triangle, QC
Office tel. no: +632-411-4995 or +632-415-2272 loc 3765. 

4. 7-ELEVEN STORES (wow let's do this one!)

7-Eleven stores accept cash donations to help flood victims. Total donations will be matched up to 1.5M by Philseven Foundation.


5. OPERATION BLESSING How to donate? Click here.

They need your help NOW. You can donate through the following methods:
  • via credit card: Visit www.obphil.com to give safely online.
  • via bank: Deposit your donation to Metrobank Account 007-233-544716
  • via ML Kwarta Padala: Visit any ML Kwarta branch. Fill out a Customer’s Information Sheet with your full name, address, contact number, and the amount of your donation. Make sure to indicate “The 700 Club Asia” as the recipient and “Operation: Bless Luzon” as the purpose of transaction. Submit the accomplished form to the counter together with your donation.
For more information and ways to help, call or text 0922- 858-2398 (Sun), 0920-497-5558 (Smart), or 0917-581-2603 (Globe), or email us at info@obphil.com.




You can help more affected families by providing them with a food package, a hygiene kit, or a set of mats and blankets. With your donation of 500 pesos, you can feed a family of five for 4 to 5 days, protect them from acquiring diseases that are common in evacuation sites, and keep them warm and cared for in their most difficult time.



VOLUNTEERS or MANPOWER:
 1. Isko Operation. 
: Want to help? Volunteer now at IskoOperation in UP Diliman. Interested contact 09277571005 or 09065701029.

2. Tulong Kabataan. 
MT : Tulong KABATAAN ALERT: Volunteers orientation, tom., 3pm @ Kabataan Ofc. #89 K-7th St. Q.C. Contact JC 09262622040

3. Sto. Domingo Church needs Volunteers
Address: #637, Quezon Ave.
Telephone: 743-7756 or 743-2124




4. DSWD NEEDS VOLUNTEERS for REPACKING. 

Volunteers for repacking - call NROC tel 852-8081 & 851-2681; DSWD-NCR tel 734-86-40; DSWD-Region IV-A tel # 807-4144. via



This will be updated as often as I can. I'm planning to clear some space in my closet and donate the clothes to the nearest donation center. I hope this post has helped you guys wondering what you can do. Don't forget the best thing we can do RIGHT NOW is to #PRAYFORTHEPHILIPPINES. So guys, lets PRAY and HELP each other. 


#PrayforthePhilippines
Follow Twitter trending topic to be updated.
For more info, check out the RELIEF OPERATIONS DIRECTORY - CLICK HERE
Check out thisTulongPH Relief Centers Map - Click HERE
List of Relief Operations/Donations by GMA Network - Click HERE.
Google Crisis Response Page (very useful info there) - Click HERE.


 Stay safe guys!